Some Advice About Insuring Your Jewellery

You should always insure your jewellery, accidents do happen and having the knowledge that your insurance policy covers accidents and loss does help; from replacing a lost stone to repairing a broken bracelet.

It has become common practice with most insurance companies to replace lost jewellery rather than make a payment to the insured. There are several Jewellery Insurance Replacement Companies who will direct you to a particular jeweller or replace your jewellery themselves.

With one or two exceptions, you do not have to use these companies and can insist that you return to the original supplying jeweller. You may have bought several items of jewellery from them (possibly commissioned a bespoke piece) and will have built up a strong relationship with them - the jeweller will also remember you buying your engagement ring or that special present. They will want to keep you as a customer who will recommend them to friends and family.

The Jewellery Replacement Company is paid by your insurance. Your Insurance Company is their customer not you!

Jewellery Insurance from
The Garden Workshop

The Garden Workshop will provide you with a free valuation including photographs and full details when you purchase a piece of jewellery over £500.

We can offer fully comprehensive and world wide insurance on new jewellery bought from us with cover up to £5,000. There is no excess on this policy. In the unfortunate circumstances of a claim, you would be directed back to ourselves to replace or repair the jewellery.